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	<title>Help Me Reduce My Debt</title>
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	<description>Reduce Your Monthly Payments And Escape Your Bad Debt</description>
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		<title>Getting auto loans grows easier and easier</title>
		<link>http://helpmereducemydebt.com/debt-news/getting-auto-loans-grows-easier-and-easier</link>
		<comments>http://helpmereducemydebt.com/debt-news/getting-auto-loans-grows-easier-and-easier#comments</comments>
		<pubDate>Mon, 13 Feb 2012 17:39:02 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Auto Loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-news/getting-auto-loans-grows-easier-and-easier</guid>
		<description><![CDATA[  If you&#8217;re reading this because you&#8217;re surfing the net looking for low-cost auto loans, you may think that you&#8217;re not interested in what&#8217;s happening in the car credit market generally. But perhaps you should think again. If you understand how investors and lenders are currently viewing the market for auto loans, you may find [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Debt forming habit’s that you need to break</title>
		<link>http://helpmereducemydebt.com/uncategorized/debt-forming-habit%e2%80%99s-that-you-need-to-break</link>
		<comments>http://helpmereducemydebt.com/uncategorized/debt-forming-habit%e2%80%99s-that-you-need-to-break#comments</comments>
		<pubDate>Fri, 10 Feb 2012 21:10:13 +0000</pubDate>
		<dc:creator>Kathryn Robinson</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/uncategorized/debt-forming-habit%e2%80%99s-that-you-need-to-break</guid>
		<description><![CDATA[Facebook The credit card serves to bring money that you don’t actually have to your finger tips. Credit card companies along with banks have developed ingenious methods of placing these virtual monies in your hand. In order to break this debt cycle here are a few steps that you can follow. Interest RatesAs I have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Negotiation may help lower your credit card payments</title>
		<link>http://helpmereducemydebt.com/uncategorized/negotiation-may-help-lower-your-credit-card-payments</link>
		<comments>http://helpmereducemydebt.com/uncategorized/negotiation-may-help-lower-your-credit-card-payments#comments</comments>
		<pubDate>Fri, 10 Feb 2012 10:07:12 +0000</pubDate>
		<dc:creator>Jose Taylor</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/uncategorized/negotiation-may-help-lower-your-credit-card-payments</guid>
		<description><![CDATA[High-interest credit card debt is one of the most common types of balances consumers carry. Its also one of the most expensive and financially damaging, because heavy interest charges make it more difficult for cash-strapped individuals to eliminate their balances, even when they are doing everything right. Consumers who are following a strict budget and [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/uncategorized/negotiation-may-help-lower-your-credit-card-payments/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Europe’s Economy – Which Prediction Should You Believe?</title>
		<link>http://helpmereducemydebt.com/uncategorized/europe%e2%80%99s-economy-%e2%80%93-which-prediction-should-you-believe</link>
		<comments>http://helpmereducemydebt.com/uncategorized/europe%e2%80%99s-economy-%e2%80%93-which-prediction-should-you-believe#comments</comments>
		<pubDate>Mon, 06 Feb 2012 13:18:02 +0000</pubDate>
		<dc:creator>Kathryn Robinson</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>

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		<description><![CDATA[Over in the UK, the people feel justified in getting behind Prime Minister David Cameron after his recent decision to vote against any treaty change across the EU as part of a rescue arrangement for the Euro single currency within the European Union. Previous to that you’ve seen Greece struggle financially and it is no [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Get Out of Debt Before You Retire</title>
		<link>http://helpmereducemydebt.com/debt-news/get-out-of-debt-before-you-retire</link>
		<comments>http://helpmereducemydebt.com/debt-news/get-out-of-debt-before-you-retire#comments</comments>
		<pubDate>Sat, 04 Feb 2012 22:33:44 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Retire]]></category>

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		<description><![CDATA[As retirement gets closer, you should get more serious about getting rid of your debt. When most people calculate the amount of money they need to have during retirement, they don’t typically consider debt payments. So, if you retire and you haven’t paid off your debt, you’ll have to make some serious living adjustments to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Settlement FAQ pt 1</title>
		<link>http://helpmereducemydebt.com/debt-consolidation-analyst/debt-settlement-faq-pt-1</link>
		<comments>http://helpmereducemydebt.com/debt-consolidation-analyst/debt-settlement-faq-pt-1#comments</comments>
		<pubDate>Sat, 04 Feb 2012 20:14:00 +0000</pubDate>
		<dc:creator>Jose Taylor</dc:creator>
				<category><![CDATA[Debt Consolidation Analyst]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-consolidation-analyst/debt-settlement-faq-pt-1</guid>
		<description><![CDATA[Anybody struggling through credit card debt relief has probably wished at one time or another that they could just make a handshake deal with the collected forces of Big Lending and agree to pay back a portion of whats owed as quickly as possible in return for a promise to avoid bankruptcy (or borrow anything [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Clear Your Debt with Debt Consolidation After Divorce</title>
		<link>http://helpmereducemydebt.com/debt-consolidation-analyst/clear-your-debt-with-debt-consolidation-after-divorce</link>
		<comments>http://helpmereducemydebt.com/debt-consolidation-analyst/clear-your-debt-with-debt-consolidation-after-divorce#comments</comments>
		<pubDate>Fri, 27 Jan 2012 12:26:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Consolidation Analyst]]></category>
		<category><![CDATA[debt eradication procedures]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/?p=271</guid>
		<description><![CDATA[Things are not the same, after riding the emotional roller coaster ride of divorce. Divorce takes an emotional toll as well as a financial one. Filing for divorce and moving out of the home can create financial pressure on you, as in place of relying on two incomes, now you have to depend on one [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Burdened With Credit Card Debt?</title>
		<link>http://helpmereducemydebt.com/debt-consolidation-analyst/burdened-with-credit-card-debt</link>
		<comments>http://helpmereducemydebt.com/debt-consolidation-analyst/burdened-with-credit-card-debt#comments</comments>
		<pubDate>Tue, 24 Jan 2012 17:12:38 +0000</pubDate>
		<dc:creator>Jose Taylor</dc:creator>
				<category><![CDATA[Debt Consolidation Analyst]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-consolidation-analyst/burdened-with-credit-card-debt</guid>
		<description><![CDATA[Did you wake up this morning worrying about paying creditors? Many Americans are in the same position as you and it is not a good place to find oneself day after day. Heavy credit card debt can eat away at a healthy life and family. Is this happening to you? Are you searching for answers? It [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Now what you&#8217;ve all been waiting for:</title>
		<link>http://helpmereducemydebt.com/debt-news/now-what-youve-all-been-waiting-for</link>
		<comments>http://helpmereducemydebt.com/debt-news/now-what-youve-all-been-waiting-for#comments</comments>
		<pubDate>Wed, 18 Jan 2012 22:53:16 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Been]]></category>
		<category><![CDATA[Been Waiting]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-news/now-what-youve-all-been-waiting-for</guid>
		<description><![CDATA[The October Newsletter has arrived! For those unfamiliar with our monthly newsletter, you&#8217;ve been missing out. An informational and entertaining collection of news, tips, company updates, recipes and jokes, it&#8217;s a great way to stay motivated and connected (and make dinner plans while you&#8217;re at it). This month features a column on debt&#8217;s toll on [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/debt-news/now-what-youve-all-been-waiting-for/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shoppers risk financial security for Christmas</title>
		<link>http://helpmereducemydebt.com/uncategorized/shoppers-risk-financial-security-for-christmas</link>
		<comments>http://helpmereducemydebt.com/uncategorized/shoppers-risk-financial-security-for-christmas#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:17:52 +0000</pubDate>
		<dc:creator>Kathryn Robinson</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>
		<category><![CDATA[Christmas]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/uncategorized/shoppers-risk-financial-security-for-christmas</guid>
		<description><![CDATA[Although stores have been forced to start their sales early this year to persuade shoppers to part with their money, nearly a third of people in the UK will go into debt over Christmas. Fifty-eight percent of this group will put more spending than usual on credit cards and thirty-nine per cent will go overdrawn [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/uncategorized/shoppers-risk-financial-security-for-christmas/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is 25 Credit Cards Too Many?</title>
		<link>http://helpmereducemydebt.com/uncategorized/is-25-credit-cards-too-many</link>
		<comments>http://helpmereducemydebt.com/uncategorized/is-25-credit-cards-too-many#comments</comments>
		<pubDate>Tue, 17 Jan 2012 23:27:11 +0000</pubDate>
		<dc:creator>Kathryn Robinson</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/uncategorized/is-25-credit-cards-too-many</guid>
		<description><![CDATA[A big topic in the personal finance blogging world is often credit cards vs. debit cards. Another, somewhat related topic is how many credit cards should a person have? This is not a one-answer-fits-all sort of question, but I feel pretty certain that most people would agree that 25 credit cards is a bit much. [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/uncategorized/is-25-credit-cards-too-many/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card images seen as possible mobile payment solution</title>
		<link>http://helpmereducemydebt.com/debt-consolidation-analyst/credit-card-images-seen-as-possible-mobile-payment-solution</link>
		<comments>http://helpmereducemydebt.com/debt-consolidation-analyst/credit-card-images-seen-as-possible-mobile-payment-solution#comments</comments>
		<pubDate>Sun, 15 Jan 2012 23:47:00 +0000</pubDate>
		<dc:creator>Jose Taylor</dc:creator>
				<category><![CDATA[Debt Consolidation Analyst]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Mobile Payment]]></category>
		<category><![CDATA[Payment]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-consolidation-analyst/credit-card-images-seen-as-possible-mobile-payment-solution</guid>
		<description><![CDATA[Consumers who are worried about being hit with fraudulent credit card debt may be interested to learn about a new mobile payment system being shown off by a global card issuer. CSI GlobalVCard, which issues MasterCard-branded debit and credit accounts, recently unveiled its new virtual credit card payment system at the latest Consumer Electronics Show [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/debt-consolidation-analyst/credit-card-images-seen-as-possible-mobile-payment-solution/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks Start Tapping Their Best Clients</title>
		<link>http://helpmereducemydebt.com/debt-news/banks-start-tapping-their-best-clients</link>
		<comments>http://helpmereducemydebt.com/debt-news/banks-start-tapping-their-best-clients#comments</comments>
		<pubDate>Thu, 12 Jan 2012 13:55:48 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-news/banks-start-tapping-their-best-clients</guid>
		<description><![CDATA[Back before the implosion of subprime mortgages poked a hole in the real estate bubble, credit card holders with impeccable accounts and high credit scores either cruised along with fixed rates on balances or no interest charges at all if they paid off their balances monthly. That is all about to change due to the [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/debt-news/banks-start-tapping-their-best-clients/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The top 5 questions about debt management</title>
		<link>http://helpmereducemydebt.com/debt-news/the-top-5-questions-about-debt-management</link>
		<comments>http://helpmereducemydebt.com/debt-news/the-top-5-questions-about-debt-management#comments</comments>
		<pubDate>Wed, 04 Jan 2012 21:07:13 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Management]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-news/the-top-5-questions-about-debt-management</guid>
		<description><![CDATA[With so much information available on debt management it can be quite confusing to try and understand exactly how debt management works. After all, many people have debts of one kind or another and continue to live their lives without needing any help managing their debts. Credit can be a positive way to pay for [...]]]></description>
		<wfw:commentRss>http://helpmereducemydebt.com/debt-news/the-top-5-questions-about-debt-management/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Auto loans generally better than used car leases</title>
		<link>http://helpmereducemydebt.com/debt-news/auto-loans-generally-better-than-used-car-leases</link>
		<comments>http://helpmereducemydebt.com/debt-news/auto-loans-generally-better-than-used-car-leases#comments</comments>
		<pubDate>Sun, 01 Jan 2012 16:38:04 +0000</pubDate>
		<dc:creator>Lottie Allen</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Leases]]></category>

		<guid isPermaLink="false">http://helpmereducemydebt.com/debt-news/auto-loans-generally-better-than-used-car-leases</guid>
		<description><![CDATA[  The leasing of motor vehicles has been popular for ages, and can be good for both dealerships and customers. However, for a new breed of leases &#8212; those aimed at those with poor credit who are looking for used cars &#8212; that doesn&#8217;t apply. Dealers often profit excessively at the expense of their customers. [...]]]></description>
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